Wednesday, February 8, 2017

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

LenderTerm/TypeInterest Rate% Points% *APR
Aloha Pacific Loans
888-9013
NMLS#790278
15-YR Fixed 3.250 -0.327 3.419
30-YR Fixed 3.990 0.000 4.027
5-YR ARM 3.125 0.000 3.140
Aloha Pacific Federal Credit Union
531-3711
NMLS#377314
15-YR Fixed 3.375 0.750 3.482
30-YR Fixed 4.125 0.250 4.170
5-YR ARM 3.375 0.750 3.838
American Home Finance, Inc.
534-1945
NMLS#277484
15-YR Fixed 3.125 0.000 3.200
30-YR Fixed 3.875 0.000 3.960
5-YR ARM 3.000 0.000 3.080
American Savings Bank, F.S.B
593-1226
NMLS#423168
15-YR Fixed 2.875 1.875 3.240
30-YR Fixed 3.625 2.125 3.858
5-YR ARM 2.750 0.000 3.127
Bank of Hawaii
877-616-2636
NMLS#
15-YR Fixed 2.750 2.000 3.039
30-YR Fixed 3.625 1.750 3.769
5-YR ARM 2.875 0.000 3.764
Castle & Cooke Mortgage
627-9834
NMLS#1251
15-YR Fixed 3.250 0.250 3.342
30-YR Fixed 3.750 1.875 3.938
5-YR ARM 3.125 1.625 3.872
Central Pacific Bank
544-0500
NMLS#416603
15-YR Fixed 2.875 1.375 3.169
30-YR Fixed 3.750 1.500 3.933
5-YR ARM 3.000 1.375 3.795
Compass Home Loans, LLC
518-3650
NMLS#1194719
15-YR Fixed 3.250 0.750 3.466
30-YR Fixed 3.875 1.500 4.062
5-YR ARM 3.500 1.000 3.963
Finance Factors, Ltd.
522-6071
NMLS#449916
15-YR Fixed 2.875 1.750 3.213
30-YR Fixed 3.750 2.000 3.964
5-YR ARM 4.625 1.500 4.811
First Hawaiian Bank
844-3369
NMLS#
15-YR Fixed 2.750 2.000 3.080
30-YR Fixed 3.625 2.000 3.810
5-YR ARM 2.750 1.000 3.670
Guild Mortgage Company
263-4622
NMLS#3274
15-YR Fixed 3.000 1.750 3.174
30-YR Fixed 3.750 1.500 3.827
5-YR ARM 2.875 2.000 3.015
Hawaii State Federal Credit Union
447-3480
NMLS#405316
15-YR Fixed 3.000 1.375 3.288
30-YR Fixed 3.750 1.750 3.950
5-YR ARM 2.875 0.500 3.852
Honolulu HomeLoans
681-7500
NMLS#314918
15-YR Fixed 3.125 1.000 3.370
30-YR Fixed 3.875 1.000 4.010
5-YR ARM 3.875 -0.250 3.170
House of Finance, Inc.
847-8493
NMLS#378949
15-YR Fixed 3.000 1.250 3.310
30-YR Fixed 3.750 1.125 3.920
5-YR ARM 3.750 1.000 4.203
Imperial Mortgage LLC
263-6363
NMLS#289505
15-YR Fixed 2.750 1.375 3.053
30-YR Fixed 3.625 1.750 3.851
5-YR ARM 2.375 1.875 3.619
Legacy Mortgage, Inc.
382-1371
NMLS#389862
15-YR Fixed 2.750 1.500 3.029
30-YR Fixed 3.625 1.375 3.774
5-YR ARM 2.375 1.375 3.542
Oahu Real Estate Mortgages
356-2659
NMLS#1154332
15-YR Fixed 2.750 1.125 2.979
30-YR Fixed 3.375 2.750 3.638
5-YR ARM 2.375 1.125 2.496
Territorial Savings Bank
946-1400
NMLS#449554
15-YR Fixed 2.875 2.000 3.228
30-YR Fixed 3.750 2.000 3.950
5-YR ARM 4.250 2.000 3.876
Violet Miranda Residential
& Commercial Mortgage LLC
623-4482
NMLS#250816
15-YR Fixed 2.750 1.000 2.920
30-YR Fixed 3.625 1.375 3.711
5-YR ARM 2.500 0.875 2.587
Wells Fargo Home Mortgage
946-8832
NMLS#399801
15-YR Fixed 3.125 1.875 3.575
30-YR Fixed 3.875 1.625 4.108
5-YR ARM 2.750 1.750 3.795