Hawaii Mortgage Rates

As of Wednesday, January 11, 2012

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender	Term/Type	Interest Rate	% Points	% *APR
Aina Mortgage 263-2462 NMLS#388196	15-YR Fixed	3.125	0.125	3.202
	30-YR Fixed	3.625	0.000	3.658
	5-YR ARM	2.500	0.000	3.102
Aloha Happy Mortgage LLC 888-9013	15-YR Fixed	3.000	0.250	3.129
	30-YR Fixed	3.500	0.125	3.542
	5-YR ARM	2.375	0.125	3.069
American Home Finance 534-1945	15-YR Fixed	3.125	0.000	3.225
	30-YR Fixed	3.625	0.000	3.725
	5-YR ARM	2.875	0.000	3.250
American Savings Bank 593-1226	15-YR Fixed	2.875	2.000	3.259
	30-YR Fixed	3.625	2.125	3.858
	5-YR ARM	2.875	1.875	3.320
Bank of Hawaii 877-616-2636 NMLS#473824	15-YR Fixed	2.750	2.250	3.076
	30-YR Fixed	3.625	2.250	3.810
	5-YR ARM	2.999	0.000	3.407
Castle & Cooke Mortgage 627-9834 NMLS#384418	15-YR Fixed	3.250	1.000	3.514
	30-YR Fixed	3.750	2.250	4.005
	5-YR ARM	2.750	2.000	3.382
Central Pacific HomeLoans 356-4000 NMLS#416615	15-YR Fixed	2.875	1.000	3.114
	30-YR Fixed	3.625	1.625	3.817
	5-YR ARM	3.000	2.000	3.112
CUSO of Hawaii 539-0193 NMLS#325608	15-YR Fixed	3.000	1.375	3.229
	30-YR Fixed	3.875	1.000	3.980
	5-YR ARM	3.625	1.000	3.236
East West Mortgage 375-0875 NMLS#258459	15-YR Fixed	3.125	0.000	3.219
	30-YR Fixed	3.625	0.000	3.651
	5-YR ARM	2.625	0.000	3.229
Finance Factors 522-2000 NMLS#449916	15-YR Fixed	2.750	1.750	3.090
	30-YR Fixed	3.500	2.250	3.732
	5-YR ARM	3.125	1.500	3.376
First Hawaiian Bank 643-4663 NMLS#420391	15-YR Fixed	2.790	2.000	3.120
	30-YR Fixed	3.590	2.000	3.720
	5-YR ARM	2.750	2.000	3.340
Guild Mortgage 263-4622 NMLS#240838	15-YR Fixed	3.125	1.750	3.476
	30-YR Fixed	3.750	1.500	3.929
	5-YR ARM	2.750	1.500	3.059
Hawaii Mortgage Resources, LLC 526-2499 NMLS#243743	15-YR Fixed	2.990	0.625	3.147
	30-YR Fixed	3.750	-0.375	3.757
	5-YR ARM	2.750	0.000	3.195
HomeStreet Bank 596-0343 NMLS#417396	15-YR Fixed	3.250	0.000	3.408
	30-YR Fixed	3.750	1.000	3.926
	5-YR ARM	2.625	0.875	3.867
Honolulu HomeLoans 681-7500 NMLS#314918	15-YR Fixed	2.750	2.125	3.123
	30-YR Fixed	3.625	1.750	3.806
	5-YR ARM	2.625	1.250	3.412
House of Finance 847-8493 NMLS#378949	15-YR Fixed	2.750	1.375	3.059
	30-YR Fixed	3.750	1.500	3.943
	5-YR ARM	2.875	1.500	3.756
Imperial Mortgage 263-6363 NMLS#289505	15-YR Fixed	2.750	1.875	3.120
	30-YR Fixed	3.500	1.250	3.674
	5-YR ARM	2.375	1.250	3.190
Lau, Donald Mortgage 732-8893 NMLS#299579	15-YR Fixed	2.750	2.000	3.127
	30-YR Fixed	3.500	2.000	3.717
	5-YR ARM	3.625	2.000	3.256
Legacy Mortgage 545-2212 NMLS#389862	15-YR Fixed	2.625	2.875	3.044
	30-YR Fixed	3.500	0.750	3.564
	5-YR ARM	2.375	0.625	3.114
Mann Mortgage 566-0505	15-YR Fixed	3.000	2.000	3.408
	30-YR Fixed	3.750	2.000	3.986
	5-YR ARM	2.500	2.000	3.290
Miranda, Violet Mortgage 488-7749 NMLS#250816	15-YR Fixed	2.625	1.625	3.015
	30-YR Fixed	3.500	1.000	3.726
	5-YR ARM	2.375	1.000	3.590
Mortgage Express 532-9555 NMLS#372160	15-YR Fixed	2.875	0.375	3.005
	30-YR Fixed	3.625	0.500	3.721
	5-YR ARM	2.375	0.125	3.625
Pyramid Mortgage 457-4499 NMLS#339263	15-YR Fixed	3.000	2.000	3.134
	30-YR Fixed	3.625	2.000	3.704
	5-YR ARM	2.750	2.000	3.233
Savvy Realty & Loans 926-3700 NMLS#323171	15-YR Fixed	3.125	0.025	3.378
	30-YR Fixed	3.750	0.038	3.824
	5-YR ARM	2.750	0.530	2.821
Territorial Savings 946-1400 NMLS#449554	15-YR Fixed	2.875	1.875	3.202
	30-YR Fixed	3.625	2.000	3.821
	5-YR ARM	4.250	2.000	3.376
Wells Fargo Home Mortgage 946-8832 NMLS#459096	15-YR Fixed	2.875	1.750	3.137
	30-YR Fixed	3.750	1.625	3.890
	5-YR ARM	2.000	1.625	3.504