Hawaii Mortgage Rates

As of Wednesday, January 11, 2012

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

LenderTerm/TypeInterest Rate% Points% *APR
Aina Mortgage
263-2462
NMLS#388196
15-YR Fixed3.1250.1253.202
30-YR Fixed3.6250.0003.658
5-YR ARM2.5000.0003.102
Aloha Happy Mortgage LLC
888-9013
15-YR Fixed3.0000.2503.129
30-YR Fixed3.5000.1253.542
5-YR ARM2.3750.1253.069
American Home Finance
534-1945
15-YR Fixed3.1250.0003.225
30-YR Fixed3.6250.0003.725
5-YR ARM2.8750.0003.250
American Savings Bank
593-1226
15-YR Fixed2.8752.0003.259
30-YR Fixed3.6252.1253.858
5-YR ARM2.8751.8753.320
Bank of Hawaii
877-616-2636
NMLS#473824
15-YR Fixed2.7502.2503.076
30-YR Fixed3.6252.2503.810
5-YR ARM2.9990.0003.407
Castle & Cooke Mortgage
627-9834
NMLS#384418
15-YR Fixed3.2501.0003.514
30-YR Fixed3.7502.2504.005
5-YR ARM2.7502.0003.382
Central Pacific HomeLoans
356-4000
NMLS#416615
15-YR Fixed2.8751.0003.114
30-YR Fixed3.6251.6253.817
5-YR ARM3.0002.0003.112
CUSO of Hawaii
539-0193
NMLS#325608
15-YR Fixed3.0001.3753.229
30-YR Fixed3.8751.0003.980
5-YR ARM3.6251.0003.236
East West Mortgage
375-0875
NMLS#258459
15-YR Fixed3.1250.0003.219
30-YR Fixed3.6250.0003.651
5-YR ARM2.6250.0003.229
Finance Factors
522-2000
NMLS#449916
15-YR Fixed2.7501.7503.090
30-YR Fixed3.5002.2503.732
5-YR ARM3.1251.5003.376
First Hawaiian Bank
643-4663
NMLS#420391
15-YR Fixed2.7902.0003.120
30-YR Fixed3.5902.0003.720
5-YR ARM2.7502.0003.340
Guild Mortgage
263-4622
NMLS#240838
15-YR Fixed3.1251.7503.476
30-YR Fixed3.7501.5003.929
5-YR ARM2.7501.5003.059
Hawaii Mortgage Resources, LLC
526-2499
NMLS#243743
15-YR Fixed2.9900.6253.147
30-YR Fixed3.750-0.3753.757
5-YR ARM2.7500.0003.195
HomeStreet Bank
596-0343
NMLS#417396
15-YR Fixed3.2500.0003.408
30-YR Fixed3.7501.0003.926
5-YR ARM2.6250.8753.867
Honolulu HomeLoans
681-7500
NMLS#314918
15-YR Fixed2.7502.1253.123
30-YR Fixed3.6251.7503.806
5-YR ARM2.6251.2503.412
House of Finance
847-8493
NMLS#378949
15-YR Fixed2.7501.3753.059
30-YR Fixed3.7501.5003.943
5-YR ARM2.8751.5003.756
Imperial Mortgage
263-6363
NMLS#289505
15-YR Fixed2.7501.8753.120
30-YR Fixed3.5001.2503.674
5-YR ARM2.3751.2503.190
Lau, Donald Mortgage
732-8893
NMLS#299579
15-YR Fixed2.7502.0003.127
30-YR Fixed3.5002.0003.717
5-YR ARM3.6252.0003.256
Legacy Mortgage
545-2212
NMLS#389862
15-YR Fixed2.6252.8753.044
30-YR Fixed3.5000.7503.564
5-YR ARM2.3750.6253.114
Mann Mortgage
566-0505
15-YR Fixed3.0002.0003.408
30-YR Fixed3.7502.0003.986
5-YR ARM2.5002.0003.290
Miranda, Violet Mortgage
488-7749
NMLS#250816
15-YR Fixed2.6251.6253.015
30-YR Fixed3.5001.0003.726
5-YR ARM2.3751.0003.590
Mortgage Express
532-9555
NMLS#372160
15-YR Fixed2.8750.3753.005
30-YR Fixed3.6250.5003.721
5-YR ARM2.3750.1253.625
Pyramid Mortgage
457-4499
NMLS#339263
15-YR Fixed3.0002.0003.134
30-YR Fixed3.6252.0003.704
5-YR ARM2.7502.0003.233
Savvy Realty & Loans
926-3700
NMLS#323171
15-YR Fixed3.1250.0253.378
30-YR Fixed3.7500.0383.824
5-YR ARM2.7500.5302.821
Territorial Savings
946-1400
NMLS#449554
15-YR Fixed2.8751.8753.202
30-YR Fixed3.6252.0003.821
5-YR ARM4.2502.0003.376
Wells Fargo Home Mortgage
946-8832
NMLS#459096
15-YR Fixed2.8751.7503.137
30-YR Fixed3.7501.6253.890
5-YR ARM2.0001.6253.504